Terms of Service

Last updated: October 2, 2026

1. Acceptance of Terms

By downloading and using MoneyNote, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the application.

2. Use of License

We grant you a personal, non-exclusive, non-transferable license to use MoneyNote for personal financial tracking purposes. You may not decompile, reverse engineer, or attempt to extract the source code of the application.

MoneyNote is a manual money notebook: you enter income and spending yourself. It is not a bank, does not connect to bank accounts and does not give financial advice.

3. Data Responsibility

You are solely responsible for the data you enter into MoneyNote. Your records are stored on your device; Premium adds a cloud backup. We recommend regularly exporting important records (Settings → Export to CSV). We are not liable for any data loss resulting from device failure, uninstalling the app or loss of your device.

4. Premium

Premium is a one-time purchase made through the Apple App Store or Google Play and is subject to their terms and refund policies. Premium adds a cloud backup of your notebooks. If you reinstall the app, use Restore Purchases in the app with the same store account to restore Premium.

5. Prohibited Uses

You agree not to use MoneyNote for any illegal purposes or to engage in any activity that interferes with or disrupts the application's performance.

6. Disclaimer of Warranties

MoneyNote is provided "as is" without any warranties of any kind. We do not guarantee that the application will be error-free or uninterrupted.

7. Limitation of Liability

In no event shall Kynetics BSD be liable for any indirect, incidental, or consequential damages arising out of the use or inability to use MoneyNote.

8. Contact

Questions about these terms: support@kyneticsbsd.com.